Humana otc catalog 2024

2024 Catalog and Order Form. Y0040_GHHLZBUEN_24_C. 042024. 2024 Over-the-Counter (OTC) Health and Wellness Product Order Form. Plans with an over-the …

Sales tax for these items will apply. Please mail this completed form to the following address: OTC Servicing Center, PO Box 526266, Miami, FL 33152-9819 If you place your order using an order form, your order total will be applied to the month in which we receive your form. For example, if you mail your order form on June 29, but we receive it ...2024 Catálogo de Artículos de Beneficios de Venta Libre (OTC) Por favor, mantenga este valioso catálogo cerca. Lo necesitará para buscar los artículos aprobados OTC que desea ordenar. También contiene instrucciones paso a paso sobre cómo hacer un pedido en línea, por teléfono o usar sus beneficios OTC en la tienda.The humana otc catalog in 2024 boasts an extensive range of items, ensuring members can find what they need for their health and wellness. Humana OTC catalog 2024 Crowe & Associates, Go online now to shop all catalog items, plus many more. 2024 humana gold plus integrated health and wellness catalog and order form.Members of participating Humana Medicare Advantage plans have an OTC benefit. The Humana OTC Catalog 2022 is available in the link below. Members with the OTC ...*Humana 2024 plans with an over-the-counter (OTC) mail-order allowance do not have an OTC allowance on the Humana Spending Account Card and some Puerto Rico ...

Peoples Health Patriot(PPO) $75 per quarter. Visit Plan. Use your UCard to easily buy approved items in-store at participating retailers. The second quick and easy way is to order items online through your member website or mobile app. You can check your credit balance, look up approved items, and scan an item’s UPC code (price code) with …Call 1-866-630-8764 (TTY: 711) Monday – Friday, 8 a.m. – 8 p.m. 2024 Medicare Advantage (Part C) plans include all the coverage of Medicare Parts A and B, plus extra benefits, like dental, vision and hearing care. See plans in your area.Your OTC card covers certain medical supplies and devices like: Diabetes testing supplies – glucose meters, test strips, lancets. Braces and supports – wrist, ankle, knee, back. Incontinence supplies – pads, protective underwear. Denture adhesives and cleaners. Reading glasses. Thermometers.If you are not currently a Humana member, please contact a licensed Humana sales agent at 1-844-775-9622 (TTY: 711), 8 a.m. to 8 p.m. seven days a week from Oct. 1, 2023 – Mar. 31, 2024 and Monday - Friday the rest of the year. Humana is a Medicare Advantage PPO plan with a Medicare contract. Enrollment in this Humana plan depends on contract ...... OTC, Xyzal, Zyrtec OTC, Zyrtec-D OTC ... © Humana 2024. Legal · Privacy Policies · Internet ... HumanaDental Insurance Company, Humana Insurance Company of New Yo...If you need help with the Benefits Pro Portal or placing an order, please call 833-878-0232 (TTY: 711). Member Experience Advisors are available 8 a.m. - 8 p.m. local time. Language support services are available if needed, free of charge. Sincerely, Your NationsBenefits Team.Shop for OTC Network in Health and Medicine. Buy products such as Equate Fresh Scent Flushable Wipes, 5 Resealable Packs (240 Total Wipes) at Walmart and save.What OTC items can be purchased with the OTC benefit? ... I tried to order an item in the catalog, but it's no longer available. ... 2024. © 2024 Peoples Health, ...

Here are a few advantages that make this card a must-have for Humana insurance holders: 1. Convenience: With the Humana OTC Card, you have the convenience of shopping for over-the-counter health products online. No more waiting in long lines at the pharmacy or wasting time searching for specific items. Find out the available OTC items from Humana's preferred online mail-order pharmacy. The web page does not have the 2024 catalog, but you can search or print … Catálogo de artículos de venta libre (OTC) Por favor, mantenga este valioso folleto cerca. Lo necesitará para buscar los artículos OTC que desea ordenar. También contiene instrucciones paso a paso sobre cómo hacer un pedido en línea, por teléfono o usar sus beneficios OTC en la tienda. ¡Nuevo! Plans with an over-the-counter allowance allow you to purchase OTC health and wellness products from CenterWell PharmacyTM. To verify your 2024 Health and Wellness allowance, please contact customer service at the number on the back of your Humana member ID card or check your Summary of Benefits. Keep this catalog somewhere accessible.

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The Healthy Options allowance helps eligible Humana Medicare Advantage plan members pay for eligible essential living expenses like groceries, over-the-counter (OTC) products and more at participating retailers. Healthy Options allowance amounts vary by plan and location. The allowance is stored on a member’s Humana Spending …94% of our Medicare Advantage members are in plans rated 4 out of 5 stars or higher for 2024 by the Centers for Medicare and Medicaid.*. And for the third year in a row, Humana overall received the highest Customer Experience Index™ score among health insurers in Forrester’s proprietary 2023 CX Index™ survey.†.of the full OTC catalog and Prescription Drug Guide. Not only is this transition to digital materials more straightforward and environmentally friendly, it also gives more targeted, up-to-date information to prospects. Hard copies of the complete OTC catalog and Prescription Drug Guide can also be ordered if needed. PFFS HMO PPO PDP 2024 AEP ...1-888-628-2770 (TTY 711) 9am to 8pm local time, Monday to Friday (in Hawaii: 7am to 5pm) The first and last week of the month are the most popular for orders. Consider placing your phone order mid-month to avoid long wait times. Order includes free delivery — if you want tracking info, ask the agent when you place your order.

Humana offers OTC benefits in 2024 for various plans and states, covering a wide range of products for health and wellness. Learn how to access the catalog, order online or by phone, and use benefits at popular retailers like Dollar General.The MyHumana app makes it easier than ever to access ID cards, claims, in-network providers and drug pricing. There’s more to discover inside. Download now and start exploring. Use 1 secure sign-in for all of your accounts, including MyHumana, Go365 and CenterWell Pharmacy.OTC Markets Group News: This is the News-site for the company OTC Markets Group on Markets Insider Indices Commodities Currencies StocksOct 20, 2023 · Your OTC card covers certain medical supplies and devices like: Diabetes testing supplies – glucose meters, test strips, lancets. Braces and supports – wrist, ankle, knee, back. Incontinence supplies – pads, protective underwear. Denture adhesives and cleaners. Reading glasses. Thermometers. catalog,press6. RETURN POLICY: Due to the personal nature of the products, no returns or exchanges are allowed. If you haven’t received your order or if you received a defective or damaged item, please call OTC Health Solutions within 30 days of placing your order. - If your item is not in stock, an item of similar or greater value may be Item Catalog Over the Counter (OTC) 2024. Please keep this valuable booklet nearby. You’ll need it to look up the OTC items you want to order. It also contains step-by-step instructions on how to order online, by phone or use your OTC benefits in store. 2. 3 New! The OTC Health Solutions AppHumana otc catalog 2024 crowe & associates, helpful. To Verify Your 2024 Health And Wellness Allowance, Please Contact Customer Service At The Number On The Back Of Your Humana Member Id Card Or Check Your Summary Of. December 26, 2023 by terry williams. How To Order Your Otc Products. Humana otc login fill out & sign online dochub, february 15th,.Did you get your 2024 member ID card? All members will get a 2024 ID card in the mail. If you didn’t receive your new ID card, click below. ... Food, Over-the-Counter Items and Utility Bill Credit : Solutran : 1-833-853-8587 mypeopleshealthplan.com: Personal Emergency Response System : Lifeline : 1-855-595-04642024 Over the Counter (OTC) Item Catalog. Please keep this valuable booklet nearby. You’ll need it to look up the OTC items you want to order. It also contains step-by-step instructions on how to order online, by phone or use your OTC beneòts in store. 2. 3. New! The OTC Health Solutions App.Boydton, VA 23917. Add address. South Hill Supercenter. 315 FURR ST, South Hill, VA 23970. Curbside pickup. In-store pickup. Health and Medicine /. Humana Over-The-Counter-Allowance.Additional Benefits. $45 copay for acupuncture for chronic low back pain visits up to 20 visit(s) per year. $45 copay for acupuncture for chronic low back pain visits up to 20 visit(s) per year. Benefits received out-of-network are subject to any in-network benefit maximums, limitations, and/or exclusions.

3 days ago · Compare Humana Medicare plans where you live. Humana makes it easy to find the best Medicare plans for you—near you. Simply enter your zip code to look up plan coverage and costs, see if your drugs are covered or check if your doctors are in our network. Get started now!

To see a complete list of covered OTC items, view the: 2024 Over-the-Counter (OTC) Catalog. Simply Healthcare Plans makes it easier for you to obtain your Over-the-Counter medications by working directly with OTC Health Solutions. There are several different ways you can access your OTC benefit: Call OTC Health Solutions at 1 …Add to cart. Save $4.00 with Walgreens brand. Polident. 3 Minute Antibacterial Denture Cleanser Effervescent Tablets Triple Mint - 120 ea. (239) $8.49 $0.07 / ea. Buy 1, Get 1 25% OFF. Pickup. Same Day Delivery.Oct 20, 2023 · Your OTC card covers certain medical supplies and devices like: Diabetes testing supplies – glucose meters, test strips, lancets. Braces and supports – wrist, ankle, knee, back. Incontinence supplies – pads, protective underwear. Denture adhesives and cleaners. Reading glasses. Thermometers. Anthem OTC catalog 2024. The Anthem OTC catalog 2024 provides members of participating plans access to many useful items at no charge with their prepaid Benefits Mastercard. Plan members have the choice to pick up items in store or have them delivered to their doorstep.Licensed Humana sales agents can help. Call 1-888-204-4062 (TTY: 711) Monday – Friday, 8 a.m. – 8 p.m. or request a call. * The ranking was based on responses from 6,824 individuals measuring 17 brands in the industry. The proprietary survey results are based on consumers’ opinions of the experiences with the brands in the survey. Additional Benefits. $45 copay for acupuncture for chronic low back pain visits up to 20 visit(s) per year. $45 copay for acupuncture for chronic low back pain visits up to 20 visit(s) per year. Benefits received out-of-network are subject to any in-network benefit maximums, limitations, and/or exclusions. If you have questions about this mail-order service, call CenterWell Pharmacy™ at 1-855-211-8370 (TTY: 711), Monday – Friday, from 7 a.m. – 10 p.m., and Saturday, from 7:30 a.m. – 5:30 p.m. Over-the-counter value-added benefit catalog and order form – English. Over-the-counter value-added benefit catalog and order form – Spanish ...Look for the “OTCH” indicator and review the SKU number to check if the item qualifies. Items can be found in the OTCHS section, throughout the aisles. Go to any register to check out and give the cashier your first name, last name, and date of birth. 3. Visit your nearest CVS Pharmacy store. 3. New! The OTC Health Solutions App. Get the most out of your benefit using our mobile app! Simply download the OTC Health Solutions app from the App Store (iOS) or Google Play (Android), to get started.

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Call 833-511-9844 (TTY:711) OTC Benefit Service reps are available Monday–Friday 7 am–7 pm CST, to assist you. Order by mail Complete an order form located in the back of the catalog and mail it to the address at the bottom of the form. Mail order forms may take up to 4 weeks to process.OTC benefit questions. Call OTC Health Solutions at 1-833-331-1573 (TTY: 711). You can speak with an agent 9 AM to 8 PM local time, Monday through Friday. Order a catalog. Call Member Services to order a printed copy of your OTC catalog or call the number on your Aetna member ID card. Contact Member Services.Get started with CenterWell Pharmacy*. CenterWell Pharmacy. Call 800-379-0092 (TTY: 711) Monday – Friday, 8 a.m. – 11 p.m., Saturday, 8 a.m. – 6:30 p.m., Eastern time. * Find additional information on network pharmacies, including mail order and specialty pharmacies, using our Find a Pharmacy tool. Go to CenterWell Pharmacy. …STEP 4 - To order by mail, send the completed CarePlus Over-the-Counter Products Mail-Order Form page along with payment (if applicable) to: CenterWell Pharmacy 10749 Marks Way Miramar, FL 33025. Call CenterWell Pharmacy at 1-800-526-1490, Monday through Friday, from 8 a.m. to 6 p.m. (TTY: 711) if you have questions about your order.We reviewed Humana Dental Insurance, including what it covers, types of plans, enrollment fees, annual maximum benefits, and more. To place an order over the phone, call the FlexCard Services Line Monday – Friday from 8 a.m. to 8 p.m. EST at 1-800-416-6994 (TTY: 711). Welcome! Your First Choice VIP Care Plus (Medicare-Medicaid Plan) membership contains a Flexible Spending Benefit that includes an Over-the-Counter (OTC) allowance every quarter.Humana OTC catalog 2024. If you are a member of participating Humana Medicare Advantage plans you will have the added benefit of the Humana OTC catalog 2024. In 2024, CenterWell Pharmacy will provide members of participating plans OTC products.Member card, HFC card, and their OTC card) All OTC cards were sent the last week of December. New 2022 memberships will get a new card. If they were an existing member and had an OTC card, they will only receive a new card if they switched plans or if their OTC allowance benefit changed from 2021 to 2022. Once activated their cards will …3 Keep this catalog for future orders. Helpful Benefit Information You can save time and money by using your OTC benefit allowance to order the items you need to personalize your care. We encourage you to spend your full allowance before the end of your benefit period. Additional information about your OTC benefit is outlined below: Benefit Usage:2024 Humana Health and Wellness Catalog and Order Form ... English form . Spanish form . 2024 IL Humana Gold Plus Integrated Health and Wellness Catalog and Order Form. English form . Spanish form . 2024 Florida DSNP Over-the-Counter (OTC) Health and Wellness Product Order Form. English form . Spanish form . 2024 Humana …2024 Over the Counter (OTC) Item Catalog. 2024 Over the Counter (OTC) Item Catalog. Please keep this valuable booklet nearby. You’ll need it to look up the OTC items you want to order. It also contains step-by-step instructions on how to order online, by phone or use your OTC beneòts in store. 2. ….

Add to cart. Save $4.00 with Walgreens brand. Polident. 3 Minute Antibacterial Denture Cleanser Effervescent Tablets Triple Mint - 120 ea. (239) $8.49 $0.07 / ea. Buy 1, Get 1 25% OFF. Pickup. Same Day Delivery.OTC benefit. Dual-purpose items are marked with an asterisk (*). Please note that the regular retail price in the store may vary. For prices that apply when you use your OTC benefits, please consult this catalog. Benefits and features vary by plan/area. Limitations and exclusions apply. OTC benefits have expiration timeframes.Call 1-866-630-8764 (TTY: 711) Monday – Friday, 8 a.m. – 8 p.m. 2024 Medicare Advantage (Part C) plans include all the coverage of Medicare Parts A and B, plus extra benefits, like dental, vision and hearing care. See plans in your area.The benefit lets you get over-the-counter items by going to any allowed stores. You can also order by phone at 1-888-628-2770 (TTY: 711) Monday to Friday, from 9 AM to 8 PM local time or online This blog delves into the humana otc catalog in 2024, focusing on the availability of otc benefits, the variety of items covered, the ordering process, and the flexibility of using. Source: www.youtube.com. Humana Pharmacy Overthecounter (OTC) Allowance Catalog YouTube, 2024 catalog and order form. Get ready to unlock a world of convenience ... ... OTC, Xyzal, Zyrtec OTC, Zyrtec-D OTC ... © Humana 2024. Legal · Privacy Policies · Internet ... HumanaDental Insurance Company, Humana Insurance Company of New Yo...1-888-628-2770 (TTY 711) 9am to 8pm local time, Monday to Friday (in Hawaii: 7am to 5pm) The first and last week of the month are the most popular for orders. Consider placing your phone order mid-month to avoid long wait times. Order includes free delivery — if you want tracking info, ask the agent when you place your order.OTC Catalog and Order Form – English, PDF opens new window OTC Catalog and Order Form – Spanish , PDF opens new window If you have questions about this mail-order service, call CenterWell Pharmacy at 855-211-8370 (TTY: 711) , Monday – Friday, 7 a.m. – 10 p.m., and Saturday, 7 a.m. – 5:30 p.m., Eastern time. Humana otc catalog 2024, 94% of our Medicare Advantage members are in plans rated 4 out of 5 stars or higher for 2024 by the Centers for Medicare and Medicaid.*. And for the third year in a row, Humana overall received the highest Customer Experience Index™ score among health insurers in Forrester’s proprietary 2023 CX Index™ survey.†., The full catalog on the Humana website has well over 500 items organized by category. ... Generally speaking, if your Humana health plan currently includes an OTC allowance, there’s a high probability that Humana OTC benefits 2024 will remain in place. Of course, it’s always a good idea to check with your plan directly or review your 2024 ..., 94% of our Medicare Advantage members are in plans rated 4 out of 5 stars or higher for 2024 by the Centers for Medicare and Medicaid.*. And for the third year in a row, Humana overall received the highest Customer Experience Index™ score among health insurers in Forrester’s proprietary 2023 CX Index™ survey.†., CenterWell Pharmacy™, formerly known as Humana Pharmacy ®, offers a secure prescription drug mail-delivery service that can ship your medications wherever you need them. No driving to the pharmacy. No waiting in line. They bring the pharmacy to you!*. Register for mail-order pharmacy through CenterWell., Over-the-Counter (OTC) Health and Wellness Product Catalog Product code Product name Compare to Package count Price Bathtub & Shower 371 Bath mat** Bath mat 1 $12 494 Handheld shower Handheld shower 1 $22 373 Tub and stair safety treads Tub and stair safety treads 8 $10 Grab Bars 491 Grab bar, knurled chrome, 12" Grab bar, knurled chrome, 12" 1 $16 , Add to cart. Save $4.00 with Walgreens brand. Polident. 3 Minute Antibacterial Denture Cleanser Effervescent Tablets Triple Mint - 120 ea. (239) $8.49 $0.07 / ea. Buy 1, Get 1 25% OFF. Pickup. Same Day Delivery., LACARE-OTC-CAT-ABR-Combo-2024-R2.indd 5 10/5/23 9:24 AM Product Categories To see a complete list of your covered 2024 OTC products, please visit the Beneits Pro portal at LACare.NationsBeneits.com . Top Selling Products 6 Cold, Flu & Allergy 10 Dental & Denture Care 11 Diabetes Care 11 Digestive Health 12 Eye & Ear Care 12, Feb 5, 2021 ... This video shows how Humana members, whose health care plans include over-the-counter (OTC) allowance, could avail of it online., Call 1-866-630-8764 (TTY: 711) Monday – Friday, 8 a.m. – 8 p.m. 2024 Medicare Advantage (Part C) plans include all the coverage of Medicare Parts A and B, plus extra benefits, like dental, vision and hearing care. See plans in your area., About the benefit. Members in select Kaiser Permanente Medicare health plans receive a quarterly benefit to purchase health-related products every calendar quarter. Q1: Jan–Mar, Q2: Apr–Jun, Q3: Jul–Sep, Q4: Oct–Dec. Confirm the amount of your quarterly OTC benefit limit by reviewing your Evidence of Coverage (EOC)., 34 22 Keep this catalog for future orders. Item # Description Count Price Home Diagnostic & Patient Aids 5210 Pill Box, 7 Day, 4 Times a Day 1 ct. $7.00 5508 Pill Box, 7 Day, AM & PM 1 ct. $9.00 5823 Pill Crusher with Storage 1 ct. $9.50 5824 Pill Cutter with Safety Shield 1 ct. $7.00 5096 Pulse Oximeter. , Nov 7, 2023 ... Go365 is a program for Humana members that can make it fun and easy to reach your health goals. Complete eligible healthy actions and earn ..., 3. New! The OTC Health Solutions App. Get the most out of your benefit using our mobile app! Simply download the OTC Health Solutions app from the App Store (iOS) or Google Play (Android), to get started., Add to cart. Save $4.00 with Walgreens brand. Polident. 3 Minute Antibacterial Denture Cleanser Effervescent Tablets Triple Mint - 120 ea. (239) $8.49 $0.07 / ea. Buy 1, Get 1 25% OFF. Pickup. Same Day Delivery., 2024 Catalog and Order Form. Y0040_GHHLZBUEN_24_C. 042024. 2024 Over-the-Counter (OTC) Health and Wellness Product Order Form. Plans with an over-the …, STEP 4 - To order by mail, send the completed CarePlus Over-the-Counter Products Mail-Order Form page along with payment (if applicable) to: CenterWell Pharmacy 10749 Marks Way Miramar, FL 33025. Call CenterWell Pharmacy at 1-800-526-1490, Monday through Friday, from 8 a.m. to 6 p.m. (TTY: 711) if you have questions about your order., Plans with an over-the-counter allowance allow you to purchase OTC health and wellness products from CenterWell PharmacyTM. To verify your 2024 Health and Wellness allowance, please contact customer service at the number on the back of your Humana member ID card or check your Summary of Benefits. Keep this catalog somewhere …, Introduction. Nobody should have to choose between seeing the doctor, paying a utility bill or buying groceries. The Humana Spending Account Card on select Humana Medicare Advantage plans for qualifying members revolutionizes our approach to supporting members in their everyday health and wellness with up to 3 allowances on 1 easy-to-use …, If you are not currently a Humana member, please contact a licensed Humana sales agent at 1-844-775-9622 (TTY: 711), 8 a.m. to 8 p.m. seven days a week from Oct. 1, 2023 – Mar. 31, 2024 and Monday - Friday the rest of the year. Humana is a Medicare Advantage HMO plan with a Medicare contract., What OTC items can be purchased with the OTC benefit? ... I tried to order an item in the catalog, but it's no longer available. ... 2024. © 2024 Peoples Health, ..., Plans with an over-the-counter allowance allow you to purchase OTC health and wellness products from CenterWell PharmacyTM. To verify your 2024 Health and Wellness allowance, please contact customer service at the number on the back of your Humana member ID card or check your Summary of Benefits. Keep this catalog somewhere …, OTC Benefits Eligible Items Online & In-Store. Home. OTC Benefits Card. Shop OTC Benefits eligible products at Walgreens and use your benefits before they expire. Easily see what products may qualify and get them fast with in-store pickup or delivery. , Introduction. Nobody should have to choose between seeing the doctor, paying a utility bill or buying groceries. The Humana Spending Account Card on select Humana Medicare Advantage plans for qualifying members revolutionizes our approach to supporting members in their everyday health and wellness with up to 3 allowances on 1 easy-to-use card., OTC Benefits Eligible Items Online & In-Store. Home. OTC Benefits Card. Shop OTC Benefits eligible products at Walgreens and use your benefits before they expire. Easily see what products may qualify and get them fast with in-store pickup or delivery., December 31, 2024. Choose how you shop Online. Enjoy the convenience of shopping from home — anytime day or night. Find all catalog items, plus hundreds more when you shop online. • Web. Visit mypres.phs.org • App. Download the Healthy Benefits Plus app on your phone or tablet Catalog. Call 1-866-757-2044, TTY 711 to place your order by ..., Call 1-866-630-8764 (TTY: 711) Monday – Friday, 8 a.m. – 8 p.m. 2024 Medicare Advantage (Part C) plans include all the coverage of Medicare Parts A and B, plus extra benefits, like dental, vision and hearing care. See plans in your area., 2024. Buy things like pain relief medicine, toothpaste, first . aid kits, cough drops and more. You’ll find a selection . of eligible items in this catalog, but even more are ... available online or in-store at participating locations. Use your OTC allowance to . spend on items for healthy . living and boost your budget. Healthy . Benefits+ ..., subsidio para productos para la salud y el bienestar para el 2024, llame al servicio de atención al cliente al número que está al reverso de su tarjeta de identificación del afiliado de Humana o consulte el Resumen de beneficios. Guarde este catálogo en algún lugar accesible. Lo necesitará para buscar los productos para la, 3. New! The OTC Health Solutions App. Get the most out of your benefit using our mobile app! Simply download the OTC Health Solutions app from the App Store (iOS) or Google Play (Android), to get started. , Plans with an over-the-counter allowance allow you to purchase OTC health and wellness products from CenterWell PharmacyTM. To verify your 2024 Health and Wellness allowance, please contact customer service at the number on the back of your Humana member ID card or check your Summary of Benefits. Keep this catalog somewhere accessible., Jan 11, 2024 · The MyHumana app makes it easier than ever to access ID cards, claims, in-network providers and drug pricing. There’s more to discover inside. Download now and start exploring. Use 1 secure sign-in for all of your accounts, including MyHumana, Go365 and CenterWell Pharmacy. , Sales tax for these items will apply. Please mail this completed form to the following address: OTC Servicing Center, PO Box 526266, Miami, FL 33152-9819 If you place your order using an order form, your order total will be applied to the month in which we receive your form. For example, if you mail your order form on June 29, but we receive it ..., The MyHumana app makes it easier than ever to access ID cards, claims, in-network providers and drug pricing. There’s more to discover inside. Download now and start exploring. Use 1 secure sign-in for all of your accounts, including MyHumana, Go365 and CenterWell Pharmacy.