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Digital Federal Credit Union. DCU Branch and ATM Locator. With locations in all 50 states we're never far away. Get information on DCU branches and ATMs and more than 6,800 CO-OP Shared Branch locations. You can use your DCU Visa® Check Card and DCU ATM Card at virtually every ATM everywhere so we're only listing surcharge-free and deposit ...

Dcu federal credit. Digital Federal Credit Union. DCU Branch and ATM Locator. With locations in all 50 states we're never far away. Get information on DCU branches and ATMs and more than 6,800 CO-OP Shared Branch locations. You can use your DCU Visa® Check Card and DCU ATM Card at virtually every ATM everywhere so we're only listing surcharge-free and deposit ...

You’ll belong to a credit union with over $4.3 billion in assets and branch locations nationwide to serve you. FREE online banking. FREE Checking. 100,000+ surcharge-FREE ATMs. MORE than 5,000++ full-service CO-OP Shared Branches nationwide. Apply for a UNIFY Membership Now.

Website. www.dcu.org. Digital Federal Credit Union ( DCU) is a credit union based in Marlborough, Massachusetts. [1] [2] [3] It has over 1,025,000 members [4] and is the …In this video, I share why I love DCU Credit Union!⭐️💎😎 JOIN my RADIKAL MARKETER MENTORSHIP COACHING PROGAM ⭐️ 💎😎 https: ...Join our mailing list to get the latest updates from Dirigo Federal Credit Union. DFCU offers personal and business banking for Androscoggin & Oxford counties and New Gloucester, Maine. Enjoy great rates, free cash back checking, and more.Paid Loan Letter: A document that indicates the loan has been paid in full and includes the lien termination statement. Perfected Title: A title with correct owner and vehicle information that lists DCU as a lienholder. Third Party: Using an auto loan as an example, the member and DCU are considered primary and secondary parties, respectively.By Phone. Information Center – Our Information Center Specialists can answer questions about your accounts and help you make your loan payment. Simply call us at 800.328.8797. Weekdays: 8:00 am - 9:00 pm …3. Fax your completed form to 833.670.2311, email to [email protected], or mail to: Digital Federal Credit Union Membership Maintenance 220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 What you can expect If received by mail: Allow 2 weeks for your request to be processedThursday & Friday: 9am-7pm. Saturday: 9am-3pm. Sunday: Closed. Drive-up teller window available. Visit our branch office in Leominster at 210 New Lancaster Road. Ask us about free checking, competitive mortgage and home equity loans, low rate credit cards and additional savings and investment products.6.750%. Initial rate is usually lower than that of a fixed-rate mortgage. GET STARTED. LEARN MORE. 0 / 5 stars. APR. 7.795%. PROGRAM. 5YR/6MO ADJUSTABLE RATE-MORTGAGE AMORTIZED OVER 30 YEARS.

DCU's Annual Report is a review of our activities throughout the preceding fiscal year which ends on December 31st. This report is intended to give you, the member and owners of DCU, information about our activities and financial performance. The following information is included: Chair and President’s Report. Service Enhancements. Before-tax return on savings (-12% to 12%) Marginal tax bracket (0% to 75%) Calculate. Open an Account. This calculator is the property of CalcXML and is licensed for use on dcu.org. It is provided as a self-help tool for your independent use. The results shown are based on information and assumptions provided by you regarding your goals and ... The average rates on credit union CDs ranged between 1.81% APY and 3.20% APY, depending on the term, compared to bank CD rates, which ranged from 1.33% APY to 1.86% APY. At the same time, credit ...This page provides May 15, 2023 detailed Kannada Panchangam for Gur'yevsk, Kemerovo, Russia. Kannada Panchangam which is also known as Kannada …Street Motorcycle Loan Rates. Get up to 125% LTV (loan-to-value), subject to DCU's underwriting criteria. ¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ. Published rate includes a 0.50% discount given when you add and maintain ...About Langley. Langley Federal Credit Union (Langley FCU) is one of the 100 largest credit unions in the United States. Based in Hampton Roads, Virginia, Langley has branches in Hampton, Newport News, Williamsburg, Chesapeake, Isle of Wight, Norfolk, Suffolk, and Virginia Beach which offer some of the best rates on certificates, checking …How much will my loan payments be? The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.

Feb 9, 2021 · February 9, 2021 ·. FRAUD ALERT: DCU has received reports of scammers spoofing our 800-phone number and posing as a representative from DCU’s Fraud team. These scammers are calling DCU members and non-members claiming that the individual has unauthorized activity on their account. The scammer will then send the individual a one-time passcode ... Feb 5, 2024 · Digital Federal Credit Union, also known as DCU, offers new and used car purchase loans, refinance loans and lease buyout loans. Credit union membership is required to finalize and fund a vehicle ... 332 Digital Federal Credit Union reviews. A free inside look at company reviews and salaries posted anonymously by employees. Skip to ... have worked for 10+, 20+, 30+ years at the company and they are as excited to work as a new employee. In my opinion, DCU does a good job in walking the talk when it comes to “work/life balance”. I …Make DCU transfers. DCU Visa® advances. Cash advances on linked Equity LinePLUS accounts. DCU branch located on 350 John Fitch Highway, Fitchburg, MA. For more DCU locations visit dcu.org.

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Use the mortgage payment calculator from DCU to simplify your planning. Fill in the required fields, then get an estimate of how much your mortgage payments will be based on the budget and down payment you have in mind. Digital Federal Credit Union (DCU) 19 Premium Outlets Blvd Merrimack, NH 03054. Digital Federal Credit Union. 350 John Fitch Hwy Fitchburg, MA 01420. 1; 2; 3 > Headquarters Digital Federal Credit Union (DCU) is the largest credit union in New England, providing members nationwide with banking products and loans, including auto …Estimated Loan Details. Anticipated monthly payments ($) Annual interest rate (0% to 12%) Total number of monthly payments (15 years = 180 months) (1 to 360) Calculate. This calculator is the property of CalcXML and is licensed for use on dcu.org. It is provided as a self-help tool for your independent use.DCU is a not-for-profit financial cooperative owned by and operated for our members. Since our mission began in 1979, we now serve more than 1,100,000 members, families, companies and organizations in all 50 states. DCU is among the largest credit unions in the nation.

Digital Federal Credit Union. 19,974 likes · 126 talking about this · 39 were here. DCU revolves around three principles: People Come First, Do the Right Thing, and Make a Difference. In October 2004, Digital Federal Credit Union, better known as DCU and the City of Worcester entered into a naming rights partnership to rename the Arena and Convention center to the DCU Center. DCU, is a not-for-profit financial cooperative owned by and operated for their members. DCU was chartered in October of 1979. By Phone Through the Information Center – Call 508.263.6700 or 800.328.8797, weekdays from 8:00 am to 9:00 pm and Saturdays from 9:00 am to 3:00 pm, ET. For your security, you'll be asked questions to positively establish your identity before you can change your information. By Mail or Fax – Please complete and submit the Update Contact ...Jump-Up Regular Certificate Rates. Jump the rate up one time per term – you decide when | Minimum balance of $500.00 to open. Minimum daily balance of $500.00 to earn APY¹. ¹APY = Annual Percentage Yield. Rates are variable and may change at any time at DCU’s discretion. The rate will remain in effect for the term of the certificate once ...Credit Builder Loans. Build or rebuild your credit rating as you build savings. Borrow from $500 to $3,000 for 12 to 24 months. Terms. APR¹. EMP² Per $1,000. Up to 24 Months. 5.00%. $43.87 - (Maximum Loan Amount $3,000) I. Introduction. Scope of Agreement – This Digital Banking Agreement (this “Agreement”) between you and Digital Federal Credit Union governs banking transactions using DCU’s digital (online and mobile) banking services (the “Services”). Under this Agreement, “we”, “us”, “our”, and “DCU” mean Digital Federal Credit ... Online – Log into Digital Banking, select Move Money tab and choose Wire Transfers. By Phone – Call the Information Center at 800.328.8797. At any DCU branch.Join Securityplus Today. Becoming a member of our Credit Union is easy! It only takes a few minutes to apply and make the $5.00 minimum deposit to open your Share Savings account. Benefit from lower lending rates, higher dividend rates, fewer or lower fees, and more! Become a Member.The Information Center – Call us at 800.328.8797, weekdays from 8:00 am to 9:00 pm and Saturdays from 9:00 am to 3:00 pm, Eastern time. For security reasons, you'll be asked questions to positively establish your identity and authority to change your address. Welcome to DCU. Our New Members Guide introduces new members to our financial …If you feel you have been a victim of any type fraud, please contact DCU immediately at 800.328.8797. DCU will ask you some questions to determine what type of problem it is and whether it directly affects your DCU account. If we determine that you may be a victim of identity theft, we will then connect you to the counselors at the ID Theft ...

Jun 7, 2023 · Further DCU reduced my credit limit from $10,000 to $0 and reported my account as delinquent to the credit bureaus, which decreased my credit score by 108 points—for 63 cents. I am currently disputing this with DCU and the credit bureaus, but I would caution everyone to carefully consider the potential implications before utilizing their ...

INFO CENTER. We strive to make our website a convenient, easy-to-use informational tool. But if you can't find the answer you're looking for, our well-trained representatives in DCU's Information Center are happy to assist you! The Information Center is available weekdays from 8:00am to 9:00pm and Saturdays from 9:00am to 3:00pm, Eastern Time.Eligibility by Family Relationship to a Current DCU Member. Relatives of DCU members are eligible to join if they are spouses, ... Advertised rates are based on a set of loan assumptions (a credit score of 780 or higher, CLTV of 90% or less of the home’s market value, ... Digital Federal Credit Union. By using this site, ...No minimum. 3.50%. 3.56%. Rates are effective April 19, 2024. ¹APY = Annual Percentage Yield. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Dividends compounded and credited monthly. Fees may reduce earnings on the account. Other conditions may apply.Bill Pay allows you to set up payments in advance, plus you can set up automatic payments with a wide variety of payment frequencies. If the amount and/or due date of your payments vary, you can simply use the Pay Bills tab. Choose the biller you want to pay and enter the amount. By clicking the "Send" or "Deliver" date, the dynamic calendar ... Find a Branch or ATM. FIND. DCU offers vehicle loans for new and used auto purchases, refinancing, antique and classic cars, and mobility vehicles. DCU Visa® advances. Cash advances on linked Equity LinePLUS accounts. Visit our branch office in Merrimack at 105 Daniel Webster Hwy (Route 3). Ask us about free checking, auto loans, competitive mortgage and home equity loans, low rate credit cards and additional savings and investment products.11.49%. $11.68 - (Minimum Loan Amount $50,000) Rates are effective April 23, 2024. ¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ.As a member, you are an owner of American Heritage Credit Union. So far in 2024, we paid this amount to our members in dividends: $8,086,835Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for their members. DCU was chartered in October of 1979. Since then, DCU has been chosen as the credit union for more than 700 companies and organizations.Digital Federal Credit Union New Accounts Department PO Box 9130 Marlborough, MA 01752-9130 If your minimum opening deposit is made using an electronic check or an existing DCU account transfer, you may fax your completed application and copies of your identification to 508.463.1369 or email them to

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Step 1 – At least one calendar day prior to your tax due date, before 8:00 PM ET, you access EFTPS by Internet, PC software, or phone. EFTPS will prompt you for the necessary information to complete your tax payment. Step 2 – The system processes the information reported, and when accepted, you receive an Electronic Funds Transfer (EFT ...Digital Federal Credit Union's Free Checking Account has no minimum balance and no monthly maintenance fees. Plus you'll get paid up to 2 days early. Join today. DCU has created a Think Tank for all employees to submit ideas to improve the credit union’s current processes, member experience, or propose innovative solutions. All ideas will be presented to and evaluated by a committee comprised of Managers from different areas of the credit union. Employees will be awarded gift cards for their solutions. Best Overall: Alliant Credit Union. Runner Up: Blue Federal Credit Union. Best for APY: Consumers Credit Union. Best for No Fees: Pennsylvania State Employees Credit Union. Best for Customer Service: Wings Financial Credit Union. Best for Military: Navy Federal Credit Union.Think twice before you swipe. Credit cards offer the freedom to make purchases you don’t have the cash for but try not to use them for things you can’t afford. Keep them handy in case of emergencies. Credit cards can offer security for emergencies such as car repairs or medical expenses. Be aware of due dates.Over thirty (30) years of experience in Commercial Lending; managing relationships,… · Experience: Digital Federal Credit Union · Education: Babson F.W. Olin Graduate School of Business ...Available 24 hours a day. Cash withdrawals. Accepts deposits. Get balances. Make DCU transfers. DCU Visa® advances. Cash advances on linked Equity LinePLUS accounts. Come bank at our DCU branch located at 500 West Central Street, Franklin, MA. For more DCU locations visit dcu.org.Get your free cryptocurrency now as part of this special offer. The only debit + credit card that matches your political donations. Click here to see now! Digital FCU Branch Location at 209 N Main St, Andover, MA 01810 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews.DCU Visa® Debit Cards – Up to 4 per business account. (Upon Approval) Unlimited check writing – No fees, no matter how many checks you write. 20 free deposits per day – 10¢ per item processing charge after that. DCU Digital Banking – Access your accounts, pay bills, deposit checks, and more – from the DCU mobile app or dcu.org.Monday – Wednesday: 9am-5pm. Thursday & Friday: 9am-7pm. Saturday: 9am-3pm. Sunday: Closed. Visit our branch office in Nashua at 379 Amherst Street (Route 101A). Ask us about free checking, auto loans, competitive mortgage and home equity loans, low rate credit cards and additional savings and investment products. Large Recreational Vehicle Loan Rates. Get up to 125% LTV (loan-to-value), subject to DCU's underwriting criteria. ¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ. Published rate includes a 0.50% discount given when you add and ... ….

3. Fax your completed form to 833.670.2311, email to [email protected], or mail to: Digital Federal Credit Union Membership Maintenance 220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 What you can expect If received by mail: Allow 2 weeks for your request to be processed Up to 72 Months. 7.74%. $17.41. Up to 84 Months. 9.24%. $16.21. Rates are effective April 22, 2024. ¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ. 6.750%. Initial rate is usually lower than that of a fixed-rate mortgage. GET STARTED. LEARN MORE. 0 / 5 stars. APR. 7.795%. PROGRAM. 5YR/6MO ADJUSTABLE RATE-MORTGAGE AMORTIZED OVER 30 YEARS.Best Overall: Alliant Credit Union. Runner Up: Blue Federal Credit Union. Best for APY: Consumers Credit Union. Best for No Fees: Pennsylvania State Employees Credit Union. Best for Customer Service: Wings Financial Credit Union. Best for Military: Navy Federal Credit Union. Flexible Down Payment Options – Pay as little as 5% down for conventional loans or 3% down for eligible applicants. Simple Online Application – Compare mortgage options and apply in minutes with our streamlined quote and application process. Lifetime DCU Servicing – We’ll service your loan as long as you have it. Monday – Wednesday: 9am-5pm. Thursday & Friday: 9am-7pm. Saturday: 9am-3pm. Sunday: Closed. Visit our branch office in Nashua at 379 Amherst Street (Route 101A). Ask us about free checking, auto loans, competitive mortgage and home equity loans, low rate credit cards and additional savings and investment products.As a member, you are an owner of American Heritage Credit Union. So far in 2024, we paid this amount to our members in dividends: $8,086,835Up to 60 Months. 8.75%. $20.64. Rates are effective April 21, 2024. ¹APR = Annual Percentage Rates listed are for this product only and are subject to change at any time. Rates are determined by your personal credit history. Must qualify for an unsecured loan. ²EMP = Estimated Monthly Payment. *In response to the COVID-19 outbreak and … Relatives of DCU members are eligible to join if they are spouses, domestic partners, children, grandchildren, parents, grandparents or siblings (including adoptive, in-law, and step relationships). 2. Eligibility by Company You Work for or Retired From. You currently work for or retired from a company in our list of participating employers. Dcu federal credit, Get balances. Make DCU transfers. DCU Visa® advances. Cash advances on linked Equity LinePLUS accounts. Visit our branch office in Littleton at 207 Constitution Avenue (off Route 119/2A). Ask us about free checking, competitive mortgage and home equity loans, low rate credit cards and additional savings and investment products., Up to 72 Months. 7.74%. $17.41. Up to 84 Months. 9.24%. $16.21. Rates are effective April 22, 2024. ¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ., Perks. A Credit Builder Loan is specifically designed to help you build or rebuild your credit history as you build up to $3,000 in savings plus dividends. …, Get your free cryptocurrency now as part of this special offer. The only debit + credit card that matches your political donations. Click here to see now! Digital FCU Branch Location at 209 N Main St, Andover, MA 01810 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews., DCU is a not-for-profit financial cooperative owned by and operated for our members. Since our mission began in 1979, we now serve more than 1,100,000 members, families, companies and organizations in all 50 states. DCU is among the largest credit unions in the nation., Self has four plans with total loan amounts ranging from $600 to $3,600, all with a 24-month loan term while DCU credit builders range between $500 to $3,000 across loan terms up to 24 months ..., In October 2004, Digital Federal Credit Union, better known as DCU and the City of Worcester entered into a naming rights partnership to rename the Arena and Convention center to the DCU Center. DCU, is a not-for-profit financial cooperative owned by and operated for their members. DCU was chartered in October of 1979. , Bill Pay allows you to set up payments in advance, plus you can set up automatic payments with a wide variety of payment frequencies. If the amount and/or due date of your payments vary, you can simply use the Pay Bills tab. Choose the biller you want to pay and enter the amount. By clicking the "Send" or "Deliver" date, the dynamic calendar ..., 6.750%. Initial rate is usually lower than that of a fixed-rate mortgage. GET STARTED. LEARN MORE. 0 / 5 stars. APR. 7.795%. PROGRAM. 5YR/6MO ADJUSTABLE RATE-MORTGAGE AMORTIZED OVER 30 YEARS., By Phone Through the Information Center – Call 508.263.6700 or 800.328.8797, weekdays from 8:00 am to 9:00 pm and Saturdays from 9:00 am to 3:00 pm, ET. For your security, you'll be asked questions to positively establish your identity before you can change your information. By Mail or Fax – Please complete and submit the Update Contact ..., If you feel you have been a victim of any type fraud, please contact DCU immediately at 800.328.8797. DCU will ask you some questions to determine what type of problem it is and whether it directly affects your DCU account. If we determine that you may be a victim of identity theft, we will then connect you to the counselors at the ID Theft ..., DCU recommends that you document the use of your PPP loan funds with as much detail as possible. You may want to reach out to your accountant, attorney, or tax advisor for assistance on how to document the use of your funds. We also request that you make sure that the email address on your DCU Membership is current., If you do not wish to proceed, click "Cancel" below to stay on the NIH Federal Credit Union web site. Cancel Continue. Contact Information. NIH Federal Credit Union PO Box 6475 Rockville, MD 20849-6475. 1-800-877-6440 . 1-301-881-5822 (TDD/TTY) Send an Email. More Contact Information. Follow Us: Legal Information ..., Apr 9, 2024 · Digital Federal Credit Union. 4.6 star. 5.9K reviews. 100K+. Downloads. Everyone. info. About this app. arrow_forward. DCU’s digital banking platform brings together innovative tools... , If you do not wish to proceed, click "Cancel" below to stay on the NIH Federal Credit Union web site. Cancel Continue. Contact Information. NIH Federal Credit Union PO Box 6475 Rockville, MD 20849-6475. 1-800-877-6440 . 1-301-881-5822 (TDD/TTY) Send an Email. More Contact Information. Follow Us: Legal Information ..., Rates can vary by institution, minimum deposit requirements and term length. Currently, the average one-year CD rate is 1.81%, and the average five-year CD rate is 1.39%, according to the Federal ..., Membership. PAY MY LOAN. DCU Assistant. Hi, anything I can help you with? Schedule An Appointment. 853 Donald Lynch Boulevard. PO Box 9130. Marlborough, MA 01752-9130. ABA Routing Number: 211391825., Online Deposit Benefits and Details. Deposit checks from anywhere with DCU's Online Deposit! Online Deposit allows you to deposit checks from anywhere, anytime with your camera-equipped smart phone or tablet, or a scanner attached to your PC or Mac computer. Now you will never have to mail in your checks, drive to an ATM, or visit a Shared ... , Access Community Credit Union. ACCESSbank Omaha. ACFCU. Achieva Credit Union. Acme Continental CU. ACNB Bank. Actors Federal Credit Union. ACU of Texas. Adirondack Bank., PO Box 9130 | Marlborough, MA 01752-9130 dcu.org | [email protected] | 00.32.797 3 M727a DCU 07.13.2023 Insured by NCUA Money Market ($1,000.00 minimum balance to earn dividends) Existing DCU Account Transfer (NOTE: You must be an owner or Authorized Individual of the account), Overdraft Protection. DCU Visa Business Platinum Credit Card (Business Basic only) can be used for overdraft protection. Various Fees. Balance Transfer fee: NONE. Late Payment fee: Up to $45.00 per occurrence. Overlimit fee: Up to $45.00 per occurrence. Return check fee: Up to $25.00 per occurrence. Replacement fee: Up to $25. , Use the mortgage payment calculator from DCU to simplify your planning. Fill in the required fields, then get an estimate of how much your mortgage payments will be based on the budget and down payment you have in mind., Get balances. Make DCU transfers. DCU Visa® advances. Cash advances on linked Equity LinePLUS accounts. Visit our branch office in Littleton at 207 Constitution Avenue (off Route 119/2A). Ask us about free checking, competitive mortgage and home equity loans, low rate credit cards and additional savings and investment products., Get balances. Make DCU transfers. DCU Visa® advances. Cash advances on linked Equity LinePLUS accounts. Visit our branch office in Littleton at 207 Constitution Avenue (off Route 119/2A). Ask us about free checking, competitive mortgage and home equity loans, low rate credit cards and additional savings and investment products., Best credit unions of 2024. Alliant Credit Union. Connexus Credit Union. First Tech Federal Credit Union. Pentagon Federal Credit Union. Self-Help Credit Union. Why you can trust NerdWallet: Our ..., Available 24 hours a day. Cash withdrawals. Accepts deposits. Get balances. Make DCU transfers. DCU Visa® advances. Cash advances on linked Equity LinePLUS accounts. Come bank at our DCU branch located at 500 West Central Street, Franklin, MA. For more DCU locations visit dcu.org., DCU – Digital Federal Credit Union. Digital Federal Credit Union ( DCU) is a credit union based in Marlborough, Massachusetts. [1] [2] [3] It has over 1,025,000 members [4] and is the largest credit union headquartered in New England as measured by assets, managing over US $9.9 billion. [4] DCU is regulated under the authority of the National ... , Jump-Up Regular Certificate Rates. Jump the rate up one time per term – you decide when | Minimum balance of $500.00 to open. Minimum daily balance of $500.00 to earn APY¹. ¹APY = Annual Percentage Yield. Rates are variable and may change at any time at DCU’s discretion. The rate will remain in effect for the term of the certificate once ..., Best Overall: Alliant Credit Union. Runner Up: Blue Federal Credit Union. Best for APY: Consumers Credit Union. Best for No Fees: Pennsylvania State Employees Credit Union. Best for Customer Service: Wings Financial Credit Union. Best for Military: Navy Federal Credit Union., Digital Federal Credit Union. 19,974 likes · 126 talking about this · 39 were here. DCU revolves around three principles: People Come First, Do the Right Thing, and Make a Difference., The 211391825 ABA Check Routing Number is on the bottom left hand side of any check issued by DIGITAL FEDERAL CREDIT UNION. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank., DCU - Digital Credit Union had had good reviews, but looking back at the good reviews they are from 2017 (and older), the current reviews of this bank are horrendously bad and my experience with them is equally terrible. Can you recommend another online banking option with good current reviews?, Overdraft Protection. DCU Visa Business Platinum Credit Card (Business Basic only) can be used for overdraft protection. Various Fees. Balance Transfer fee: NONE. Late Payment fee: Up to $45.00 per occurrence. Overlimit fee: Up to $45.00 per occurrence. Return check fee: Up to $25.00 per occurrence. Replacement fee: Up to $25.